I want to tell you a tale about my friend Jan. January is just a instructor at one of our local schools and she’s one of the friendliest persons I know. She loves teaching and wouldn’t trade her job for anything. What is more, she’s a single mother himself therefore she understands the worth of a dollar and how to make it stretch. Yet, like numerous others, she’d a challenge not-too sometime ago. That is where our history begins.
It was late one cold January night when Jan called me, ‘Steve, I do not understand what is wrong! My heater isn’t working and the temperature inside is falling rapidly. Are you able to come over and view it’? I bundled up and headed over the Jan’s to take a peek. Unfortunately, the headlines I had for her wasn’t good. It looked like the electrical box privately of her furnace went out. I advised her that she and her daughter could come and stick with me for the night time because it would get mighty cold!
The overnight, the repairman gave her the bad news — $800 value of bad news. Now Jan doesn’t create a fortune – what teacher does? – but she maintains a modest home and often pays her bills by the due date. However, she just was not prepared with this sudden expense and payday was weeks away. She was beside himself wanting to figure out what she was planning to do. I felt terrible, and wanted to offer to lend her the cash, but in all honesty I did not have it myself!
Much to my shock, later that morning Jan called me up and said she would not need certainly to remain at my place that night – her heater was working again! I asked her where she got the amount of money and she said she got a loan from a cash advance lender a friend referred her to. She said it was easy – all she had to do was confirm her income, let them know where you can deposit the money and the money was hers. She was even allowed to choose a repayment plan that matched her best.
I asked her if she’d to submit a lengthy program or proceed through a credit check always and she said no. She said that it had been the simplest thing she ever did. She said she checked at the lender that morning but they informed her she would need to set up collateral for a personal loan and that it would take at least a week to process. Standard of the bank! They only lend money to people who curently have money! And who is able to wait a week to have their furnace fixed inside the dead of winter?
Jan said that at first she was a little worried about finding a cash advance loan, but she soon discovered her anxieties were unfounded. It was so easy and the procedure to customer friendly that she felt like they really were concerned with her well being and not merely the cash. She said it absolutely was one of the best customer service encounters she has had in an extended time.
So Jan got her furnace fixed and repaid her cash advance in only a little over a month on conditions that did not make her must stretch her paycheck further. Each time I talk to her she always tells the story to me about how the cash advance loan place caused it to be possible for her to keep her dignity and pride. First and foremost, she tells everyone she knows about how she finally found a business that cared about the little individual – her!
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